【线上云德】疫情期间律师说（一百零四）┃该不该给朋友借车？

现在车辆已经不是奢侈品，而是大家生活中不可或缺的代步工具，车辆的生产量和购买量也是年年攀升，那么就随之出现了很多与车有关系的法律问题。那么朋友找你借车应不应该借呢？

Now the car is no longer a luxury, but an indispensable means of transportation in people's life, the production and purchase of the car is also increasing year by year, then there are many legal issues related to the car. Should you borrow a car to a friend or not?

陈律师建议：朋友找你借车，一定要学会说不。

朋友借出去产生了很多罚单的情况下，如果你想不就是多借几个驾照扣罚就可以了，实际情况并非这么简单。如果用三个以上驾驶证给一辆车办理销分或一个驾驶证给三量车进行销分，车管所就会锁定该驾驶证，有恶意买卖分的嫌疑，要想解除这个嫌疑就很麻烦，会对驾照年检造成影响。不是有句俗话说，车和老婆概不外借，把车借给别人，出了重大事故，作为车主的你也是很有可能要承担责任的。而且不要认为保险公司会对汽车的事故赔偿，一般来讲，保险公司能够赔偿是在驾驶员没有违法的情况下进行赔偿，如果你的朋友酒驾或者说是毒驾的话，那么保险公司是不予进行赔偿的，这个时候所有的责任就要由驾驶员和车主共同承担，那如果驾驶员在出现意外不治身亡或者说是没有偿还能力的话，这个时候就需要你去负责赔款了。

自己将车借给别人，就相当于给自己找事情做，如果不出现任何问题的话，两方都好；如果要是出现问题的话，到时候你找谁哭都没用。如果说是实在没有办法的话，可以选择与借车方签订一个协议，虽然说很多人觉得这样的话非常有可能被人说小气，但是的的确确可以维护好自己的切身利益。你学会了么？

If a friend asks you to borrow a car, say no.

In the case of a friend lending out a lot of tickets, if you think you can just borrow a few more driver's licenses, it's not that simple. If more than three driving licenses to a car for sales or a driving license to three vehicles for sales, the DMV will lock the driving license, malicious trading of the suspicion of points, to remove the suspicion is very troublesome, will affect the annual license inspection. There is not an old saying, the car and wife will not lend, lend the car to others, a serious accident, as the owner of your car is also likely to be liable. And don't think the insurance company will on car accident compensation, generally speaking, the insurance company to compensation is to compensate the driver no illegal case, if your friends driving drunk driving or poison, so is the insurance company does not grant to compensate, this time all the responsibility will be borne by the driver and owner together, that if the pilot died in a accident or no solvent, this time you need to responsible for damages.

If you lend your car to someone else, you are looking for something to do for yourself. If nothing goes wrong, both are fine. If something goes wrong, it won't matter who you cry to. If there is really no way, you can choose to sign an agreement with the car borrower. Although many people think it is very likely to be called stingy, it does protect your vital interests. Have you learned it yet?